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Debt Collection Services

The experienced legal team at Kaplan & Cruz, PLLC, in Dallas is committed to helping creditors throughout the United States collect judgments against Texas debtors. We understand the delicate balance between sending out demand letters and preserving client and customer relationships. We will evaluate your situation from every angle to determine the best course of action.

Led by Texas commercial collection attorney Charles I. Kaplan, our legal team possesses sophisticated knowledge of the state and federal laws surrounding debt collection. We take a personalized approach to every case to meet our clients’ unique needs.

We are a full-service debt collection and creditors’ rights law firm — NOT a collection agency. We use the power of the courts to enforce contractual repayment by debtors. Our clients retain us as legal counsel. Our fees are typically based on the services we provide, rather than the percentage we collect.

We handle everything and you remain in control of all final decisions regarding settlement or pursuing a lawsuit.

Important Distinctions Between A Debt Collection Law Firm And A Collection Agency

Why use a debt collection law firm instead of a collection agency? Texas law places strict limitations on how debt collection agencies operate. Most debt collection agencies use idle threats and offer the debtor pennies-on-the-dollar discounts in order to encourage repayment. In order to make a profit, agencies typically operate on a contingency basis — keeping a percentage of the amount collected. While the collection agency will keep its entire contingency percentage, the creditor will only see a fraction of the amount due from the debtor.

Our lawyers have legal authority to pursue and seize assets, file lawsuits and recoup court costs and attorney fees for debt collection cases. Our fee structure differs from most collection agencies because we place great emphasis on due diligence. We take great strides to ensure that you receive the full amount you are entitled to under the law.

We assist our clients in all phases of debt collection, including:

Contact Our Experienced Collections Lawyers

Our legal team has more than 70 years of cumulative experience, much of it representing national and international clients who are involved in debt collections or judgment litigation with debtors anywhere in Texas.

If you are faced with a debt collection matter, call local 214-473-5774  or toll free 877-779-6001 or email us to schedule a consultation. We will review the facts of your case and recommend the best course of action.